What is Pôžičkanabývanie [Housing Loan]?
- specific loan for reconstruction of real estate intended for housing [home or flat]
- with amount of the loan from € 3,500 to € 17,000
- mature within 3 - 10 years
- available at any post office and branch of Poštová banka
- loan with possibility to insure ability to pay in the event of termination of employment, incapability to work, disability or death
Advantages of pôžičkanabývanie [Housing Loan]
- qualify without mortgaging real estate and without guarantor
- qualify without submitting bills and invoices when applying for a Housing Loan
- qualify without proof of earnings
- possibility to reconstruct real estate owned by other persons [e.g. your parents]
- qualify without submitting expert's report related to real estate and title deed to real estate
- free of charge for premature repayment of the loan
- with 50% discount from charge for granting of loan if you let repayment of loan insured and in payment of loan to account with Poštová banka
Eligible borrower
- employees working in SR, CR or Hungary, reached age of 18, employed for more than 6 months and are Slovakia residents
- pensioners until 62 years drawing retirement pension, early retirement pension or service pension
- disability pensioner from 35 to 62 years of age
Eligible co-borrower
- Husband/wife
- Common-law couples sharing the same permanent address as an applicant
Who can be owner of reconstructed real estate
- you or co-borrower
- other person [e.g. your parents]
For further information please call 0850 211 211.